car seat check point

car seat check point
driving no insurance?

Hi, need some advice!!!

I am the main driver for my disabled mum. I am main driver and fully comp on my brother in-laws car and I am main driver and fully comp on my own car.
I was recently stopped in my parents car at a police check point initially for not wearing my seat belt correctly (under arm, instead of over shoulder). They carried out all the insurance checks etc. I was not a named driver on my parents car, and i told them that i was fully comp on my car, when they done their checks they said i was only a named driver on my car although i am the only one that drives it so that did not cover me. i then informed them that i was main driver and fully comp on my brother in-laws car, and they said because i was under 25 that insurance did not cover me. I was completly gob smacked and they seized my parents car. I have never heard of this before and neither have my parents who deal with the insurances. I have paid to get my parents car out and decided 2 send me 2 court HELP?????

So you are fully insured for your car, fully insured for your brother’s car.
You are not a named driver or insured for your parent’s car and that is the one you were stopped in. As you were not insured to drive it, you are going to court and car seized. Seems proper and normal to me or have I misunderstood something?

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