car seat accident replace

Car accident insurance claim process. What happens when the insurance wants to look at the car?

A car took a red light and hit a car and that car spun and hit me. The girl that ran the red light totaled her car and the car she hit. I only have front end damage ( I have a 97 Infiniti). I got a call from her insurance (Farmers Insurance) and they told me to get an estimate. I took it to two different body shops and they both estimated over 2500.00 in damages. The estimate doesn’t include the car seat that also needs to be replaced (I had my 2 year old daughter in the car when I was hit) So I call Farmers Ins and they told me I have to take it in to one of their people to take a look at it. What is going to happen?

They will do what they told you. They will look at it and write their own estimate. I wouldn’t worry a bit. But…. I would ask that they come to you, not you go to them. What the h**l, their insured inconvenienced you, let them come to you if they want to look. Some people (companies) have a lot of nerve!

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